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Chase offers customers a wide selection of certificates of deposit with unique term lengths. You can build your savings by parking your money in one of the well-known bank's CDs; however, you can find much higher APYs elsewhere.

First Internet Bank 18-Month Certificate of Deposit Account: Earn 1.66% APY CD Rate Nationwide DuTrac Community Credit Union CD Rates: 48-Month Term 3.25% APY CD Rate Special IA, IL, WI Navy Federal Credit Union CD Rates: 3.50% APY 12-Month Special EasyStart CD Nationwide. Chase may offer a CD ladder, which is a group of four CDs opened at the same time for the same amount but with different terms. When each CD matures, its term will change to the longest term of the original group. For example, in a 12-month ladder, we will open four CDs with original terms of 3, 6, 9 and 12 months.

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Chase earned 2.7 out of 5 stars in Bankrate's review across its deposit products.

Chase CD rates

Chase offers standard rates and special rates for those customers who also have checking accounts with Chase or who maintain a certain balance.

Let's take a closer look at the standard CDs that Chase has to offer in the chart below. Note: The APYs (Annual Percentage Yield) shown are as of Jan. 15, 2021. The APYs for some products may vary by region.

Account	Term	Interest rate	APY	Minimum balance
Standard CD	1-2 months	0.01%	0.01%	$1,000
Standard CD	3-5 months	0.01%	0.01%	$1,000
Standard CD	6-8 months	0.01%	0.01%	$1,000
Standard CD	9-11 months	0.01%	0.01%	$1,000
Standard CD	12-14 months	0.01%	0.01%	$1,000
Standard CD	15-17 months	0.01%	0.01%	$1,000
Standard CD	18-20 months	0.01%	0.01%	$1,000
Standard CD	21-23 months	0.01%	0.01%	$1,000
Standard CD	24-29 months	0.01%	0.01%	$1,000
Standard CD	30-35 months	0.01%	0.01%	$1,000
Standard CD	36-41 months	0.01%	0.01%	$1,000
Standard CD	42-47 months	0.01%	0.01%	$1,000
Standard CD	48-83 months	0.01%	0.01%	$1,000
Standard CD	84-120	0.01%	0.01%	$1,000

Let's take a closer look at some of the special relationship CD rates that Chase has to offer:

CD: $1,000-$9,999

Term	Interest rate	APY
Source: Chase
1-2 months	0.02%	0.02%
3-5 months	0.02%	0.02%
6-8 months	0.02%	0.02%
9-11 months	0.02%	0.02%
12-14 months	0.o2%	0.02%
15-17 months	0.02%	0.02%
18-20 months	0.02%	0.02%
21-23 months	0.02%	0.02%
24-29 months	0.02%	0.02%
30-35 months	0.02%	0.02%
36-41 months	0.02%	0.02%
42-47 months	0.02%	0.02%
48-83 months	0.02%	0.02%
84-120 months	0.02%	0.02%

CD: $10,000-$99,999

Term	Interest rate	APY
Source: Chase
1-2 months	0.02%	0.02%
3-5 months	0.02%	0.02%
6-8 months	0.05%	0.05%
9-11 months	0.05%	0.05%
12-14 months	0.05%	0.05%
15-17 months	0.05%	0.05%
18-20 months	0.05%	0.05%
21-23 months	0.05%	0.05%
24-29 months	0.05%	0.05%
30-35 months	0.05%	0.05%
36-41 months	0.05%	0.05%
42-47 months	0.05%	0.05%
48-83 months	0.05%	0.05%
84-120 months	0.05%	0.05%

CD: $100,000+

12 Month Cd Rates

Term	Interest rate	APY
Source: Chase
1-2 months	0.02%	0.02%
3-5 months	o.o2%	0.02%
6-8 months	0.05%	0.05%
9-11 months	0.05%	0.05%
12-14 months	0.05%	0.05%
15-17 months	0.05%	0.05%
18-20 months	0.05%	0.05%
21-23 months	0.05%	0.05%
24-29 months	0.05%	0.05%
30-35 months	0.05%	0.05%
36-41 months	0.05%	0.05%
42-47 months	0.05%	0.05%
48-83 months	0.05%	0.05%
84-120 months	0.05%	0.05%

How Chase CDs compare to top-yielding banks

Chase offers several CDs with yields that can help you grow your savings. However, even the bank's highest rates are nothing to write home about. You can earn a juicer APY by choosing an online bank, such as Citizens Access or Synchrony Bank. What these institutions lack in brand recognition, they make up for by offering highly competitive yields that will help you grow your savings more.

Many banks offer higher yields than Chase. Read Bankrate's list of top CD rates to find other financial institutions that reward you more for parking your savings with them.

Other savings options at Chase

Chase 12 Month Cd Special

Beyond CDs, Chase offers savings accounts. While the bank is known for giving out bonuses to new customers, the rates on their savings accounts are lackluster. Other savings accounts pay higher yields.

Chase Cd Rates 2020